Paypal Working Capital Review

Paypal s working capital loan is among the easiest to qualify for given that you meet some basic requirements. Paypal working capital provides additional working capital to businesses that use paypal. Paypal working capital is a business financing offering by paypal inc based in san jose ca.

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The program is very similar to a merchant cash advance.

Paypal working capital review.

It was launched in 2013 and offers business financing in all 50 states. Founded in 1999 paypal inc offers access to business loans in 50 states and washington dc. Paypal working capital is a business loan service offered by paypal one of the biggest names in the ecommerce space. Paypal working capital review.

Applicants need either a 3 month old paypal business account with 15 000 in annual sales or a 3 month old premier paypal account with 20 000 in sales. Originally launched as a pilot program in 2013 paypal working capital opened up to all paypal users in 2014. Paypal working capital is a direct lender that provides short term loans to small businesses that receive payments through paypal. This lending service is intended to help merchants get capital to grow their businesses.

It can lend anywhere from 1 000 to 500 000 and is best for businesses that are paypal merchants or need quick funding. Borrowers can receive up to 35 of their annual sales conducted via paypal with a borrowing limit of 125 000 and terms of up to 18 months.

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